As an International Student at Swinburne Sarawak and bonded by Malaysian Immigration Laws & Regulations, you are covered by the University’s Insurance Plan, currently managed by Perinsuran Brokar our insurance broker.
Annual premium is applicable for all actively enrolled International students (active means without any withdrawal submission).
You will be issued a medical care which provides the benefit of hospital admission and out-patient clinical treatments.
For any enquiries, please email us at FAI@swinburne.edu.my
Education Malaysia Global Services (EMGS) provides The Pacific Insurance Berhad (TPIB) to the new international students who enrolled from September 2022 onwards.
Packages for International Students
(Insurance premium per annum in Ringgit Malaysia)
Maximum limit per disability
Foreign students aged ≥ 16 but ≤ 60
Deductible amount for per outpatient visit
If you participate in Plan EMGS200 with RM25.00 deductible, how does it work?
You are required to pay RM25.00 of the eligible medical expenses incurred for each disability / outpatient visit. Insurer will pay the balance of the eligible expenses after deducting the first RM25.00.
Example 1: Hospitalisation expenses
Example 2: Outpatient expenses
Click here for the full details on Pacific Insurance via EMGS website.
Insurance benefits: RM 15, 000 (per annum)
* It depends on the conditions covered & the benefits and/or choices of treatment available on the policy.
What is not covered
Things to be avoided during hospitalization
Examples of non-covered items are:
How to submit a claim (reimbursement basis)
In-patient guide: Admission & discharge procedures
* Important Notice:
TPA will not extend ‘admission assistance’ in the follow assistance:
Some hospitals may collect additional cash deposit upon your admission. This deposit of for items utilized which may not fall within the coverage of your policy.
Things to be avoided during hospitalisation examples of non-covered items: extra food, admission / discharge pack, telephone calls, laundry, unrelated tests, drugs, vitamins and supplements.
What is an accident?
This policy does not cover death or injury caused by the following events:
General Claim Guidelines
For Non-fatal case
For Fatal case
In the case where students have utilized above the approved limit (therein known as ‘Excess Medical Bill’), students are responsible to make payment of the Excess Medical Bill at the Finance Counter within 7 days upon receiving an email from Welfare.
If the amount is not settled:
Student with the outstanding amount is subjected to blocking from the enrolment, examination, result release and graduation.